Your payment gateway is the final step of every sale. The right choice makes checkout smooth and trusted; the wrong one adds friction and fees.

Stripe

Accepts cards, Apple Pay, Google Pay and many local methods. It offers an on-site checkout experience and is a strong default for most stores.

PayPal

Widely trusted by shoppers worldwide. Offering PayPal alongside card payments often improves conversion, especially for international customers.

Razorpay

A popular choice for Indian businesses. It supports UPI, cards, net banking and wallets, which Indian customers expect.

Authorize.net

A long-standing gateway common with US merchants and established businesses that already have a merchant account.

Things to compare

• Fees: per-transaction and monthly costs.
• Supported countries and currencies.
• Payment methods: cards, wallets, UPI, buy-now-pay-later.
• Checkout experience: on-site or redirect to another page.
• Subscriptions: support for recurring payments if you need them.
• Payout speed: how quickly money reaches your bank.

Our recommendation

Most stores do well with Stripe for cards and wallets plus PayPal as a second option. Indian stores should add Razorpay for UPI. Fewer, well-known options build more trust than a long list.

We set up and test payment gateways as part of our WooCommerce development service.

Further reading

• WooCommerce plugin (WordPress.org)